WSBF Waterstone Financial, Inc.
USFinancial ServicesAs of 2026-07-09 11:40
Why WSBF matters now
Waterstone Financial, Inc. (WSBF) is a US stock in Financial Services. The latest InvestLog snapshot shows $19.47 with +0.61% on the session and $351.5M in market capitalization; recent performance reads 1-month +5.49% and YTD +16.07%.
The latest financial table shown here is Q1 2026, with revenue of $49.2M, net income of $6.0M, and EPS of $0.34. Investors can compare that operating picture with valuation signals such as P/E 12.82 and FCF yield -1.5%.
The latest indexable market news headline is "Waterstone Financial Declares Regular Quarterly Cash Dividend" from GlobeNewsWire.
Additional event context on this page matters because analyst consensus is Hold with a median target of $—; recent insider activity includes Gerke Mark Raymond filing M-Exempt. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
12.82
PEG
0.31
P/B
0.96
P/S
1.68
EV/EBITDA
18.09
DCF Value
$0.59
FCF Yield
-1.5%
Div Yield
3.2%
Margins & Returns
Gross Margin
72.4%
Operating Margin
17.9%
Net Margin
14.2%
ROE
8.5%
ROA
1.3%
ROIC
1.3%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $49.2M | $6.0M | $0.34 |
| Q4 2025 | $54.3M | $7.7M | $0.44 |
| FY 2025 | $201.6M | $26.4M | $1.48 |
| Q3 2025 | $51.2M | $7.9M | $0.44 |
Analyst Ratings
Consensus
Hold
Target (Consensus)
$—
Target (Median)
$—
Target Range
$— - $—
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Banks - Regional
Country
US
Exchange
—
Beta
0.73
Waterstone Financial, Inc. functions as a bank holding company, with its principal operations conducted through its subsidiary, WaterStone Bank SSB. It offers a broad spectrum of financial services to customers situated in southeastern Wisconsin, USA. The firm's activities are structured into two key segments: Community Banking and Mortgage Banking. The Community Banking division caters to both individual and commercial clients with a suite of banking solutions. This encompasses diverse deposit and transactional offerings, such as checking accounts, digital banking and bill payment facilities, funds transfer services, and various credit, debit, and prepaid card options. Furthermore, it provides savings and investment vehicles, including savings accounts, money market deposits, individual retirement accounts, and certificates of deposit. Its lending portfolio extends to residential mortgages, home equity loans and lines of credit, personal and installment credit, real estate financing, and commercial loans and lines of credit. Additionally, the segment offers fixed and variable annuities, insurance policies, and trust and investment management accounts. Its deposit types span interest-bearing and non-interest-bearing transaction accounts, demand accounts, and time deposits. Beyond this, loan products encompass secured and unsecured lines of credit, commercial real estate construction financing, term loans for operational capital and inventory, and personal term loans, complemented by various investment services. The Mortgage Banking division focuses on originating residential mortgage loans, predominantly for sale within the secondary market. The company also maintains an investment portfolio containing a mix of securities, such as mortgage-backed securities, bonds from government-sponsored and private enterprises, collateralized mortgage and municipal obligations, and other debt instruments. Its operational footprint includes 14 full-service banking offices, a single drive-through facility, and 14 automated teller machines, strategically placed across Milwaukee, Washington, and Waukesha Counties in Wisconsin. Founded in 1921 and headquartered in Wauwatosa, Wisconsin, the firm was formerly known as Wauwatosa Holdings, Inc., adopting its current name, Waterstone Financial, Inc., in August 2008.