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VEL Velocity Financial, Inc.

USFinancial Services
$17.50-0.57%OpenMarket Cap: $687.0M

As of 2026-07-10 13:59

Why VEL matters now

Velocity Financial, Inc. (VEL) is a US stock in Financial Services. The latest InvestLog snapshot shows $17.50 with -0.57% on the session and $687.0M in market capitalization; recent performance reads 1-month +1.86% and YTD -15.51%.

The latest financial table shown here is Q1 2026, with revenue of $167.9M, net income of $22.4M, and EPS of $0.56. Investors can compare that operating picture with valuation signals such as P/E 6.83 and FCF yield 3.8%.

The latest indexable market news headline is "Velocity Commercial Capital Securitization Ratings Affirmed and Upgraded by Kroll Bond Rating Agency" from Business Wire.

Additional event context on this page matters because analyst consensus is Buy with a median target of $22.00; recent insider activity includes Schaefer Joy L. filing D-Return. These signals are research inputs, not a recommendation.

Valuation

P/E (TTM)

6.83

PEG

0.13

P/B

0.97

P/S

1.00

EV/EBITDA

20.18

DCF Value

$454.30

FCF Yield

3.8%

Div Yield

0.0%

Margins & Returns

Gross Margin

68.6%

Operating Margin

54.6%

Net Margin

15.8%

ROE

16.7%

ROA

1.4%

ROIC

-517.3%

Financials

PeriodRevenueNet IncomeEPS
Q1 2026$167.9M$22.4M$0.56
Q4 2025$182.3M$34.8M$0.90
FY 2025$714.4M$105.1M$2.75
Q3 2025$172.3M$25.4M$0.65

Analyst Ratings

Consensus

Buy

Target (Consensus)

$22.00

Target (Median)

$22.00

Target Range

$22.00 - $22.00

Strong Buy: 1Buy: 1Hold: 0Sell: 1Strong Sell: 0
BTIGBuy
2026-06-17
CitizensMarket Outperform
2026-05-07
BTIGBuy
2026-03-17
BTIGBuy
2025-11-21
CitizensMarket Outperform
2025-11-07

Trading Activity

Insider Trades

Schaefer Joy L.director
Sell2026-05-27
Pitstick Johndirector
Sell2026-05-27
Pitstick Johndirector
Sell2026-05-22
Schaefer Joy L.director
Sell2026-05-22
Beckett Dorika Mdirector
Sell2026-05-22

Company Info

Sector

Financial Services

Industry

Financial - Mortgages

Country

US

Exchange

Beta

0.71

Operating across the United States, Velocity Financial, Inc. functions as a specialized real estate finance firm. Its core business involves generating and overseeing investment loans, which are typically secured by 1-4 unit residential rental properties and smaller commercial real estate assets. The company delivers its financial offerings to clients via an extensive network of independent mortgage brokers. Velocity Financial, Inc. was established in 2004 and is headquartered in Westlake Village, California.