UVE Universal Insurance Holdings, Inc. logo

UVE Universal Insurance Holdings, Inc.

Financial Services
$38.98-1.81%ClosedMarket Cap: $1.09B

As of 2026-05-25

Valuation

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P/E (TTM)

5.23

PEG

0.02

P/B

1.86

P/S

0.68

EV/EBITDA

2.17

DCF Value

$221.50

FCF Yield

31.7%

Div Yield

2.0%

Margins & Returns

Gross Margin

31.9%

Operating Margin

16.2%

Net Margin

12.2%

ROE

37.5%

ROA

7.1%

ROIC

26.9%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$391.5M$54.3M$
Q4 null$406.0M$66.6M$
FY null$1.60B$183.0M$
Q3 null$401.0M$39.8M$

Analyst Ratings

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Consensus

Buy

Target (Consensus)

$40.00

Target (Median)

$40.00

Target Range

$40.00 - $40.00

1 Strong Buy0 Buy0 Hold0 Sell0 Strong Sell
Piper SandlerOverweight
2025-12-22

Trading Activity

Insider Trades

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DOWNES SEAN Pdirector, officer: Executive Chairman
SellFri May 15
DOWNES SEAN Pdirector, officer: Executive Chairman
SellFri May 15
PIETRANGELO MICHAELdirector
SellThu May 14
PIETRANGELO MICHAELdirector
SellThu May 14
DOWNES SEAN Pdirector, officer: Executive Chairman
SellThu Apr 30

Company Info

Sector

Financial Services

Industry

Insurance - Property & Casualty

Country

US

Exchange

Beta

0.79

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company develops, markets, and underwrites insurance products for personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; and offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; places and manages reinsurance programs for the insurance entities; and operates Clovered.com, an online platform in which consumers receive side-by-side quotes from various carriers across multiple states, as well as educational materials about homeowners' insurance policies. It offers its products through a network of independent agents, as well as Universal Direct, a direct-to-consumer online platform, which enables homeowners to directly purchase, pay for, and bind homeowners' policies. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

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