UCB
United Community Banks, Inc.NYSEFinancial Services$32.09+0.44%ClosedMarket Cap: $3.84B
As of 2026-04-06
Valuation
P/E (TTM)
11.70
PEG
0.39
P/B
1.07
P/S
2.50
EV/EBITDA
8.41
DCF Value
$19.72
FCF Yield
10.6%
Div Yield
3.1%
Margins & Returns
Gross Margin
66.0%
Operating Margin
27.5%
Net Margin
21.4%
ROE
9.1%
ROA
1.2%
ROIC
7.8%
Income Statement
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q4 2025 | $403.4M | 69.7% | $112.7M | $86.5M | $0.71 | $0.25 |
| FY 2025 | $1.54B | 66.0% | $422.4M | $328.1M | $2.62 | $0.98 |
| Q3 2025 | $391.1M | 67.2% | $118.1M | $91.5M | $0.70 | $0.25 |
| Q2 2025 | $376.2M | 64.5% | $100.5M | $78.7M | $0.63 | $0.24 |
| Q1 2025 | $366.3M | 62.1% | $91.2M | $71.4M | $0.58 | $0.24 |
| Q4 2024 | $379.6M | 61.5% | $96.4M | $75.8M | $0.61 | $0.24 |
| FY 2024 | $1.48B | 59.4% | $323.0M | $252.4M | $2.04 | $0.94 |
| Q3 2024 | $350.5M | 56.0% | $59.8M | $47.3M | $0.38 | $0.24 |
| Q2 2024 | $378.7M | 60.3% | $86.0M | $66.6M | $0.54 | $0.23 |
| Q1 2024 | $371.6M | 59.5% | $80.8M | $62.6M | $0.51 | $0.23 |
| Q4 2023 | $310.5M | 51.7% | $11.2M | $14.1M | $0.11 | $0.23 |
| FY 2023 | $1.29B | 60.6% | $232.5M | $187.5M | $1.54 | $0.92 |