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SOFI

SoFi Technologies, Inc.NASDAQFinancial Services
$15.85+1.41%OpenMarket Cap: $20.21B

As of 2026-04-06

Valuation

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P/E (TTM)

41.99

PEG

P/B

1.85

P/S

4.24

EV/EBITDA

12.42

DCF Value

$26.30

FCF Yield

-12.9%

Div Yield

0.0%

Margins & Returns

Gross Margin

68.7%

Operating Margin

17.5%

Net Margin

10.1%

ROE

5.9%

ROA

1.0%

ROIC

1.5%

Financials

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PeriodRevenueNet IncomeEPS
Q4 2025$1.34B$173.5M$0.13
FY 2025$4.77B$481.3M$0.39
Q3 2025$1.27B$139.4M$0.11
Q2 2025$1.13B$97.3M$0.08

Analyst Ratings

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Truist SecuritiesHold
2026-02-18
CitizensMarket Outperform
2026-02-09
JP MorganOverweight
2026-02-03
NeedhamBuy
2026-02-02
Goldman SachsNeutral
2026-01-06

Trading Activity

Insider Trades

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Borden William A.director
SellThu Apr 02
Borden William A.director
SellThu Apr 02
Borden William A.director
SellThu Apr 02
Borden William A.director
SellThu Apr 02
Borden William A.director
SellThu Apr 02

Company Info

Sector

Financial Services

Industry

Country

US

Exchange

NASDAQ

Beta

2.25

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

Peers