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QFIN

Qfin Holdings, Inc.NASDAQFinancial Services
$12.99+0.08%ClosedMarket Cap: $1.69B

As of 2026-04-06

Valuation

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P/E (TTM)

0.97

PEG

P/B

0.24

P/S

0.66

EV/EBITDA

0.79

DCF Value

$494.97

FCF Yield

93.0%

Div Yield

11.1%

Margins & Returns

Gross Margin

74.4%

Operating Margin

39.1%

Net Margin

33.9%

ROE

25.0%

ROA

10.5%

ROIC

9.8%

Financials

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PeriodRevenueNet IncomeEPS
Q4 2025$4.04B$998.7M$15.38
FY 2025$18.68B$5.80B$85.58
Q3 2025$5.21B$1.44B$10.76
Q2 2025$4.33B$1.73B$12.61

Analyst Ratings

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JefferiesBuy
2026-03-18
JP MorganNeutral
2025-11-19

Trading Activity

Insider Trades

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Chen Xiaohuandirector
BuyTue Mar 31
Chen Xiaohuandirector
BuyTue Mar 31
Chen Xiaohuandirector
BuyTue Mar 31
Chen Xiaohuandirector
BuyTue Mar 31
LIU Xianggedirector:
SellWed Mar 18

Company Info

Sector

Financial Services

Industry

Country

CN

Exchange

NASDAQ

Beta

0.56

Qifu Technology, Inc., together with its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. The company provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. It offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. Qifu Technology, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.

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