PEBK

Peoples Bancorp of North Carolina, Inc.NASDAQFinancial Services

$39.66+0.38%ClosedMarket Cap: $216.6M

As of 2026-04-06

Valuation

P/E (TTM)

10.92

PEG

0.51

P/B

2.09

P/S

2.06

EV/EBITDA

7.27

DCF Value

$62.84

FCF Yield

9.2%

Div Yield

2.5%

Margins & Returns

Gross Margin

75.7%

Operating Margin

24.6%

Net Margin

18.9%

ROE

13.5%

ROA

1.2%

ROIC

78.0%

Income Statement

Period	Revenue	Gross Margin	Operating Income	Net Income	EPS	Dividend
Q4 2025	$31.2M	79.1%	$8.8M	$6.6M	$0.54	$0.20
FY 2025	$114.6M	77.7%	$25.9M	$19.8M	$2.94	$0.96
Q3 2025	$24.9M	72.6%	$4.8M	$3.7M	$0.67	$0.20
Q2 2025	$25.0M	76.4%	$6.7M	$5.2M	$0.94	$0.20
Q1 2025	$23.8M	73.6%	$5.6M	$4.3M	$0.79	$0.36
Q4 2024	$24.7M	74.2%	$4.6M	$3.6M	$0.65	$0.19
FY 2024	$97.8M	73.0%	$20.9M	$16.4M	$2.98	$0.92
Q3 2024	$24.8M	70.9%	$5.3M	$4.0M	$0.72	$0.19
Q2 2024	$24.6M	74.9%	$6.3M	$4.9M	$0.89	$0.19
Q1 2024	$23.6M	72.1%	$4.7M	$3.9M	$0.72	$0.35
Q4 2023	$23.1M	72.8%	$4.4M	$3.4M	$0.62	$0.19
FY 2023	$85.8M	78.2%	$19.9M	$15.5M	$2.77	$0.91