PBFS
Pioneer Bancorp, Inc.NASDAQFinancial Services$14.00+2.12%ClosedMarket Cap: $351.1M
As of 2026-04-06
Valuation
P/E (TTM)
17.31
PEG
1.55
P/B
1.03
P/S
2.73
EV/EBITDA
9.64
DCF Value
$22.15
FCF Yield
2.5%
Div Yield
0.0%
Margins & Returns
Gross Margin
73.1%
Operating Margin
20.9%
Net Margin
16.0%
ROE
6.4%
ROA
0.9%
ROIC
0.9%
Income Statement
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q2 2026 | $33.2M | 73.8% | $5.3M | $3.7M | $0.15 | — |
| Q1 2026 | $32.1M | 72.4% | $5.6M | $4.3M | $0.18 | — |
| Q4 2025 | $31.8M | 71.9% | $8.1M | $6.5M | $0.26 | — |
| Q3 2025 | $29.6M | 74.4% | $7.4M | $5.8M | $0.23 | — |
| Q2 2025 | $29.1M | 0.0% | $4.2M | $3.3M | $0.13 | — |
| FY 2025 | $88.1M | 100.0% | $32.9M | $19.2M | $0.76 | — |
| Q1 2025 | $28.5M | 80.3% | $8.2M | $6.3M | $0.25 | — |
| Q4 2024 | $27.2M | 73.9% | $5.0M | $3.9M | $0.16 | — |
| FY 2024 | $98.7M | 75.2% | $19.4M | $15.3M | $0.61 | — |
| Q3 2024 | $27.3M | 78.6% | $6.1M | $4.7M | $0.19 | — |
| Q2 2024 | $20.4M | 68.0% | $4.0M | $3.2M | $0.13 | — |
| Q1 2024 | $23.7M | 78.9% | $4.3M | $3.4M | $0.14 | — |