OFG OFG Bancorp logo

OFG OFG Bancorp

Financial Services
$45.70+1.44%ClosedMarket Cap: $1.93B

As of 2026-05-26

Valuation

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P/E (TTM)

8.76

PEG

2.50

P/B

1.41

P/S

2.16

EV/EBITDA

6.41

DCF Value

$62.15

FCF Yield

9.9%

Div Yield

2.8%

Margins & Returns

Gross Margin

72.2%

Operating Margin

31.2%

Net Margin

24.2%

ROE

15.6%

ROA

1.8%

ROIC

21.4%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$226.4M$53.9M$
Q4 null$228.8M$55.9M$
FY null$862.6M$205.1M$
Q3 null$216.7M$51.8M$

Analyst Ratings

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Consensus

Hold

Target (Consensus)

$44.50

Target (Median)

$44.50

Target Range

$44.00 - $45.00

0 Strong Buy1 Buy3 Hold0 Sell0 Strong Sell
Truist SecuritiesBuy
2026-04-22
Wells FargoEqual Weight
2026-04-22
Piper SandlerNeutral
2026-04-22
Truist SecuritiesBuy
2026-01-26
Keefe, Bruyette & WoodsMarket Perform
2026-01-23

Trading Activity

Insider Trades

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Rodriguez Mari Evelynofficer: Chief Retail Banking Officer
SellThu May 21
Rodriguez Mari Evelynofficer: Chief Retail Banking Officer
SellThu May 21
Rodriguez Mari Evelynofficer: Chief Retail Banking Officer
SellThu May 21
Velez-Dominguez Rafael Adirector
SellWed May 13
Vazquez Angel E.director
SellWed May 06

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

0.73

OFG Bancorp, a financial holding company, provides a range of banking and financial services. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers checking and savings accounts, as well as time deposit products; commercial, consumer, auto, and mortgage lending services; financial planning and insurance services; and corporate and individual trust, and retirement services. It also provides securities brokerage and investment advisory services, including various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients; and separately-managed accounts and mutual fund asset allocation programs. In addition, the company engages in the insurance agency and reinsurance businesses; administration and servicing of retirement plans; various treasury-related functions with an investment portfolio consisting of mortgage-backed securities, obligations of U.S. government sponsored agencies, and U.S. Treasury securities and money market instruments; and management and participation in public offerings and private placements of debt and equity securities. Further, it offers money management and investment banking services; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company operates through a network of 50 branches in Puerto Rico and 2 branches in USVI. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico.

Peers