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NU

Nu Holdings Ltd.NYSEFinancial Services
$14.15-2.01%OpenMarket Cap: $68.37B

As of 2026-04-06

Valuation

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P/E (TTM)

23.83

PEG

0.52

P/B

6.09

P/S

4.44

EV/EBITDA

24.22

DCF Value

$99.41

FCF Yield

7.1%

Div Yield

0.0%

Margins & Returns

Gross Margin

42.9%

Operating Margin

25.1%

Net Margin

18.6%

ROE

28.7%

ROA

3.9%

ROIC

3.8%

Financials

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PeriodRevenueNet IncomeEPS
Q4 2025$4.70B$892.4M$0.18
FY 2025$15.88B$2.87B$0.58
Q3 2025$4.00B$782.5M$0.16
Q2 2025$3.54B$636.8M$0.13

Analyst Ratings

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UBSBuy
2026-03-19
UBSNeutral
2026-03-04
SusquehannaPositive
2026-01-27
UBSNeutral
2025-12-04
JP MorganOverweight
2025-11-20

Trading Activity

Insider Trades

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Junqueira Cristina Helena Zingarettiofficer: US CEO & Chief Growth Officer
SellWed Mar 25
Junqueira Cristina Helena Zingarettiofficer: US CEO & Chief Growth Officer
SellWed Mar 25
Lago Guilherme Marquesofficer: Chief Financial Officer
SellWed Mar 18
Fragelli Henrique Camossa Saldanhaofficer: Chief Risk Officer
SellWed Mar 18
Young Ericofficer: Chief Technology Officer
SellWed Mar 18

Company Info

Sector

Financial Services

Industry

Country

BR

Exchange

NYSE

Beta

1.11

Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities, from daily purchases and money transfers to savings; and Nu business accounts designed specifically for entrepreneur customers and their businesses. In addition, it offers NuInvest, an investment product that provides equity, fixed-income, options, and ETF products, as well as multimarket funds with curated asset allocations based on the customer's risk profile and financial position; personal unsecured loans; in-app buy now pay later' solution for Nu card customers to pay credit and debit purchases, and banking payment slips over time in up to twelve installments; and NuInsurance protecting solutions to help its customers secure life insurance and funeral benefits. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil.

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