NAVI Navient Corporation logo

NAVI Navient Corporation

Financial Services
$8.44+1.08%ClosedMarket Cap: $793.3M

As of 2026-05-25

Valuation

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P/E (TTM)

PEG

P/B

0.34

P/S

0.26

EV/EBITDA

85.25

DCF Value

$-180.88

FCF Yield

40.7%

Div Yield

7.6%

Margins & Returns

Gross Margin

29.9%

Operating Margin

17.6%

Net Margin

-2.0%

ROE

-2.5%

ROA

-0.1%

ROIC

0.9%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$695.0M$17.0M$
Q4 null$761.0M$-5.0M$
FY null$3.23B$-80.0M$
Q3 null$800.0M$-86.0M$

Analyst Ratings

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Consensus

Hold

Target (Consensus)

$8.67

Target (Median)

$9.00

Target Range

$8.00 - $9.00

0 Strong Buy1 Buy4 Hold1 Sell2 Strong Sell
TD CowenSell
2026-04-30
BarclaysUnderweight
2026-04-30
Morgan StanleyEqual Weight
2026-04-16
JP MorganNeutral
2026-04-09
Deutsche BankHold
2026-01-29

Trading Activity

Insider Trades

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STANDISH TROYofficer: EVP & Chief Operating Officer
SellThu Mar 05
HAUBER STEPHEN Mofficer: EVP, CFO & PAO
SellThu Mar 05
STANDISH TROYofficer: EVP & Chief Operating Officer
SellWed Mar 04
HAUBER STEPHEN Mofficer: EVP, CFO & PAO
SellWed Mar 04
STANDISH TROYofficer: EVP & Chief Operating Officer
SellTue Feb 10

Company Info

Sector

Financial Services

Industry

Financial - Credit Services

Country

US

Exchange

Beta

1.26

Navient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as asset recovery services on FFELP loans owned by other institutions. It also owns, originates, acquires, and services refinance and in-school private education loans; and offers healthcare services that include revenue cycle outsourcing, accounts receivable management, extended business office support, consulting engagement, and public health programs, as well as business processing services to state governments, agencies, court systems, municipalities, and parking and tolling authorities. In addition, the company provides customizable solutions for its clients that include hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments; and corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Wilmington, Delaware.

Peers