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LSBK

Lake Shore Bancorp, Inc.NASDAQFinancial Services
$15.38+0.85%ClosedMarket Cap: $120.5M

As of 2026-04-06

Valuation

P/E (TTM)

16.58

PEG

0.35

P/B

0.81

P/S

3.05

EV/EBITDA

6.17

DCF Value

$16.79

FCF Yield

6.2%

Div Yield

1.8%

Margins & Returns

Gross Margin

70.9%

Operating Margin

22.1%

Net Margin

18.4%

ROE

6.3%

ROA

1.0%

ROIC

1.0%

Income Statement
PeriodRevenueGross MarginOperating IncomeNet IncomeEPSDividend
Q4 2025$10.1M72.0%$2.3M$1.9M$0.26$0.09
FY 2025$39.6M70.9%$8.8M$7.3M$0.96$0.36
Q3 2025$10.4M73.8%$2.8M$2.4M$0.31$0.09
Q2 2025$9.9M69.9%$2.3M$1.9M$0.25
Q1 2025$9.1M67.6%$1.3M$1.1M$0.14$0.18
Q4 2024$9.7M72.7%$1.7M$1.5M$0.19$0.18
FY 2024$38.1M67.8%$5.9M$4.9M$0.65$0.54
Q3 2024$9.6M66.4%$1.6M$1.3M$0.17$0.18
Q2 2024$9.5M65.6%$1.3M$1.1M$0.14$0.18
Q1 2024$9.3M66.5%$1.2M$1.0M$0.13
Q4 2023$9.5M68.3%$1.3M$749.0K$0.10
FY 2023$36.4M77.0%$6.2M$4.8M$0.61