HBT HBT Financial, Inc. logo

HBT HBT Financial, Inc.

Financial Services
$28.36-0.42%ClosedMarket Cap: $891.4M

As of 2026-05-25

Valuation

View Details

P/E (TTM)

11.53

PEG

1.58

P/B

1.26

P/S

2.93

EV/EBITDA

10.32

DCF Value

$52.58

FCF Yield

8.0%

Div Yield

3.1%

Margins & Returns

Gross Margin

80.6%

Operating Margin

30.9%

Net Margin

22.7%

ROE

10.9%

ROA

1.0%

ROIC

5.2%

Financials

View All
PeriodRevenueNet IncomeEPS
Q1 null$82.7M$11.2M$
Q4 null$74.3M$18.9M$
FY null$293.3M$77.0M$
Q3 null$73.9M$19.8M$

Analyst Ratings

View All

Consensus

Hold

Target (Consensus)

$31.00

Target (Median)

$31.00

Target Range

$30.00 - $32.00

2 Strong Buy1 Buy2 Hold0 Sell0 Strong Sell
Piper SandlerNeutral
2026-04-28
DA DavidsonNeutral
2026-04-28
Piper SandlerNeutral
2026-03-13
Raymond JamesOutperform
2026-01-07
Piper SandlerNeutral
2025-10-21

Trading Activity

Insider Trades

View All
SCHEIRER MARK Wofficer: EVP & Chief Credit Officer
SellFri May 01
DRAKE FRED Ldirector, 10 percent owner, officer: Executive Chairman
SellThu Apr 30
Morton Michaeldirector:
SellWed Apr 01
HORVATH LAWRENCE Jofficer: EVP & Chief Lending Officer
SellTue Mar 17
BUSCH PATRICK Fdirector
SellTue Mar 17

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

0.52

HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides business, commercial, and retail banking products and services to individuals, businesses, and municipal entities. The company's deposits accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposits, health savings accounts, and individual retirement accounts. Its loan offering comprises owner and non-owner occupied commercial real estate; construction and land development and multi-family; commercial and industrial; agricultural and farmland; and one-to-four family residential loans, as well as municipal, consumer, and other loans. The company also offers wealth management services, including financial planning to consumers, trusts, and estates; trustee and custodial; investment management; corporate retirement plan consulting and administration; and retail brokerage services. In addition, it provides farmland management, farmland sales, and crop insurance services; and treasury management services, as well as originates and sells residential mortgage loans. Further, the company offers digital banking services, such as online and mobile banking, and digital payment services, as well as personal financial management tools. It operates through 57 branch locations in Central and Northeastern Illinois and four locations in Eastern Iowa. The company was formerly known as Heartland Bancorp, Inc. and changed its name to HBT Financial, Inc. in September 2019. HBT Financial, Inc. was founded in 1920 and is headquartered in Bloomington, Illinois.

Peers