HBT HBT Financial, Inc.
USFinancial ServicesAs of 2026-07-10 16:00
Why HBT matters now
HBT Financial, Inc. (HBT) is a US stock in Financial Services. The latest InvestLog snapshot shows $32.06 with +0.56% on the session and $1.01B in market capitalization; recent performance reads 1-month +9.74% and YTD +17.21%.
The latest financial table shown here is Q1 2026, with revenue of $82.7M, net income of $11.2M, and EPS of $0.34. Investors can compare that operating picture with valuation signals such as P/E 11.53 and FCF yield 7.5%.
The latest indexable market news headline is "HBT Financial, Inc. to Announce Second Quarter 2026 Financial Results on July 27, 2026" from GlobeNewsWire.
Additional event context on this page matters because analyst consensus is Hold with a median target of $31.00; recent insider activity includes Ryan Christopher J (Chris) filing . These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
11.53
PEG
1.58
P/B
1.35
P/S
3.13
EV/EBITDA
10.74
DCF Value
$54.31
FCF Yield
7.5%
Div Yield
2.9%
Margins & Returns
Gross Margin
80.6%
Operating Margin
30.9%
Net Margin
22.7%
ROE
10.9%
ROA
1.0%
ROIC
5.2%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $82.7M | $11.2M | $0.34 |
| Q4 2025 | $74.3M | $18.9M | $0.60 |
| FY 2025 | $293.3M | $77.0M | $2.44 |
| Q3 2025 | $73.9M | $19.8M | $0.63 |
Analyst Ratings
Consensus
Hold
Target (Consensus)
$31.00
Target (Median)
$31.00
Target Range
$30.00 - $32.00
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Banks - Regional
Country
US
Exchange
—
Beta
0.53
HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company, offering a comprehensive suite of financial products and services. They cater to a diverse client base, including individuals, businesses, and municipal entities, providing retail, commercial, and business banking solutions. Their deposit offerings encompass a variety of options, such as non-interest and interest-bearing demand accounts, money market accounts, savings accounts, certificates of deposit (CDs), health savings accounts (HSAs), and individual retirement accounts (IRAs). The company's extensive lending portfolio spans commercial real estate (both owner-occupied and investment properties), construction and land development, multi-family housing, commercial and industrial (C&I) loans, agricultural and farmland financing, and one-to-four family residential mortgages, as well as municipal and consumer loans. Beyond traditional banking, HBT Financial also provides robust wealth management services. These include financial planning for consumers, trusts, and estates; trustee and custodial responsibilities; investment management; corporate retirement plan consulting and administration; and retail brokerage. Further extending its offerings, the company provides specialized services like farmland management, sales, and crop insurance, in addition to treasury management solutions. It also originates residential mortgage loans and subsequently sells them. Modern digital banking solutions are readily available, encompassing online and mobile banking platforms, various digital payment services, and personal financial management tools. The company maintains an extensive branch network, with 57 locations situated across Central and Northeastern Illinois, complemented by four branches in Eastern Iowa. Established in 1920, HBT Financial, Inc. was originally known as Heartland Bancorp, Inc., before adopting its current name in September 2019. The company's headquarters are located in Bloomington, Illinois.