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ENVA Enova International, Inc.

USFinancial Services
$236.40+5.11%ClosedMarket Cap: $5.88B

As of 2026-07-09 16:00

Why ENVA matters now

Enova International, Inc. (ENVA) is a US stock in Financial Services. The latest InvestLog snapshot shows $236.40 with +5.11% on the session and $5.88B in market capitalization; recent performance reads 1-month +26.03% and YTD +28.85%.

The latest financial table shown here is Q1 2026, with revenue of $875.1M, net income of $91.1M, and EPS of $3.46. Investors can compare that operating picture with valuation signals such as P/E 11.76 and FCF yield 36.9%.

The latest indexable market news headline is "Enova Announces Date of Second Quarter 2026 Financial Results Conference Call" from PRNewsWire.

Additional event context on this page matters because analyst consensus is Buy with a median target of $205.00; recent insider activity includes GOODYEAR WILLIAM M filing S-Sale. These signals are research inputs, not a recommendation.

Valuation

P/E (TTM)

11.76

PEG

0.25

P/B

3.59

P/S

1.54

EV/EBITDA

15.23

DCF Value

$191.57

FCF Yield

36.9%

Div Yield

0.0%

Margins & Returns

Gross Margin

64.0%

Operating Margin

23.7%

Net Margin

10.0%

ROE

24.9%

ROA

4.7%

ROIC

215.1%

Financials

PeriodRevenueNet IncomeEPS
Q1 2026$875.1M$91.1M$3.46
Q4 2025$839.4M$79.0M$3.00
FY 2025$3.15B$308.4M$11.58
Q3 2025$802.7M$80.3M$3.03

Analyst Ratings

Consensus

Buy

Target (Consensus)

$205.00

Target (Median)

$205.00

Target Range

$200.00 - $210.00

Strong Buy: 2Buy: 5Hold: 0Sell: 0Strong Sell: 0
Maxim GroupBuy
2026-04-27
TD CowenBuy
2026-04-24
Stephens & Co.Overweight
2026-04-24
CitizensMarket Outperform
2026-04-24
BTIGBuy
2026-04-23

Trading Activity

Insider Trades

GOODYEAR WILLIAM Mdirector
Sell2026-06-16
GOODYEAR WILLIAM Mdirector
Sell2026-06-16
RICE LINDA JOHNSONdirector
Sell2026-06-02
Fisher Daviddirector, officer: Executive Chairman
Sell2026-05-26
Fisher Daviddirector, officer: Executive Chairman
Sell2026-05-26

Company Info

Sector

Financial Services

Industry

Financial - Credit Services

Country

US

Exchange

Beta

1.30

Enova International, Inc., a technology-driven analytics firm, offers online financial solutions across various markets, including the United States, Brazil, Australia, and Canada. Its product portfolio includes fixed-term installment loans, revolving lines of credit, and agreements for purchasing receivables. The company also operates Credit Services Organization (CSO) programs, facilitating loans by connecting consumers with independent third-party lenders and providing assistance with application documents. Additionally, Enova manages bank programs, contributing marketing and loan servicing support for near-prime, unsecured consumer installment products. These diverse financial offerings are marketed under well-known brand names such as CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea. Established in 2011, Enova International, Inc. maintains its headquarters in Chicago, Illinois.