ENVA Enova International, Inc.
USFinancial ServicesAs of 2026-08-24
Why ENVA matters now
Enova International, Inc. (ENVA) is a US stock in Financial Services. The latest InvestLog snapshot shows $247.72 with +1.97% on the session and $6.17B in market capitalization; recent performance reads 1-month +26.03% and YTD +28.85%.
The latest financial table shown here is Q1 2026, with revenue of $875.1M, net income of $91.1M, and EPS of $3.46. Investors can compare that operating picture with valuation signals such as P/E 11.76 and FCF yield 36.9%.
The latest indexable market news headline is "Enova International Inc (ENVA) Shares Fall 6.7% -- What GF Score of 77 Tells Investors" from GuruFocus.
Additional event context on this page matters because analyst consensus is Buy with a median target of $205.00; recent insider activity includes GOODYEAR WILLIAM M filing S-Sale. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
11.76
PEG
0.25
P/B
3.59
P/S
1.54
EV/EBITDA
15.23
DCF Value
$191.57
FCF Yield
36.9%
Div Yield
0.0%
Margins & Returns
Gross Margin
64.0%
Operating Margin
23.7%
Net Margin
10.0%
ROE
24.9%
ROA
4.7%
ROIC
215.1%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $875.1M | $91.1M | $3.46 |
| Q4 2025 | $839.4M | $79.0M | $3.00 |
| FY 2025 | $3.15B | $308.4M | $11.58 |
| Q3 2025 | $802.7M | $80.3M | $3.03 |
Analyst Ratings
Consensus
Buy
Target (Consensus)
$205.00
Target (Median)
$205.00
Target Range
$200.00 - $210.00
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Financial - Credit Services
Country
US
Exchange
—
Beta
1.30
Enova International, Inc., a technology-driven analytics firm, offers online financial solutions across various markets, including the United States, Brazil, Australia, and Canada. Its product portfolio includes fixed-term installment loans, revolving lines of credit, and agreements for purchasing receivables. The company also operates Credit Services Organization (CSO) programs, facilitating loans by connecting consumers with independent third-party lenders and providing assistance with application documents. Additionally, Enova manages bank programs, contributing marketing and loan servicing support for near-prime, unsecured consumer installment products. These diverse financial offerings are marketed under well-known brand names such as CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea. Established in 2011, Enova International, Inc. maintains its headquarters in Chicago, Illinois.