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Enova International, Inc.NYSEFinancial Services
$136.88-0.01%ClosedMarket Cap: $3.42B

As of 2026-04-06

Valuation

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P/E (TTM)

11.10

PEG

0.23

P/B

2.54

P/S

1.09

EV/EBITDA

14.94

DCF Value

$266.52

FCF Yield

51.8%

Div Yield

0.0%

Margins & Returns

Gross Margin

50.1%

Operating Margin

23.5%

Net Margin

9.8%

ROE

24.4%

ROA

5.0%

ROIC

247.3%

Financials

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PeriodRevenueNet IncomeEPS
Q4 2025$839.4M$79.0M$3.00
FY 2025$3.15B$308.4M$11.58
Q3 2025$802.7M$80.3M$3.03
Q2 2025$764.0M$76.1M$2.86

Analyst Ratings

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BTIGBuy
2026-01-28
CitizensMarket Outperform
2026-01-28
TD CowenBuy
2026-01-08
BTIGBuy
2025-12-12
CitizensMarket Outperform
2025-12-12

Trading Activity

Insider Trades

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Cunningham Steven Edirector, officer: Chief Executive Officer
SellFri Mar 20
Rahilly Seanofficer: General Counsel and Secretary
SellFri Mar 20
Lee James Josephofficer: Chief Accounting Officer
SellFri Mar 20
Gray James Adirector
SellFri Mar 20
Fisher Daviddirector, officer: Executive Chairman
SellFri Feb 20

Company Info

Sector

Financial Services

Industry

Country

US

Exchange

NYSE

Beta

1.21

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea names. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.

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