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EARN Ellington Credit Company

USFinancial Services
$4.39+0.34%OpenMarket Cap: $164.7M

As of 2026-07-09 12:42

Why EARN matters now

Ellington Credit Company (EARN) is a US stock in Financial Services. The latest InvestLog snapshot shows $4.39 with +0.34% on the session and $164.7M in market capitalization; recent performance reads 1-month -5.59% and YTD -16.70%.

The latest financial table shown here is Q1 2026, with revenue of $12.3M, net income of $-32.3M, and EPS of $-0.86. Investors can compare that operating picture with valuation signals such as P/E unavailable and FCF yield 8.3%.

The latest indexable market news headline is "Ellington Credit Declares Monthly Common Dividend" from Business Wire.

Additional event context on this page matters because analyst consensus is Hold with a median target of $6.00; recent insider activity includes Herlihy John filing F-InKind. These signals are research inputs, not a recommendation.

Valuation

P/E (TTM)

PEG

P/B

1.07

P/S

3.05

EV/EBITDA

-10.72

DCF Value

$-3.88

FCF Yield

8.3%

Div Yield

21.9%

Margins & Returns

Gross Margin

100.0%

Operating Margin

-52.4%

Net Margin

-72.0%

ROE

-20.4%

ROA

-10.0%

ROIC

-6.4%

Financials

PeriodRevenueNet IncomeEPS
Q1 2026$12.3M$-32.3M$-0.86
Q4 2025$14.3M$-21.1M$-0.56
FY 2025$42.6M$-14.5M$-0.38
Q3 2025$15.4M$4.3M$0.12

Analyst Ratings

Consensus

Hold

Target (Consensus)

$6.00

Target (Median)

$6.00

Target Range

$6.00 - $6.00

Strong Buy: 1Buy: 0Hold: 2Sell: 0Strong Sell: 0
Piper SandlerOverweight
2026-03-06
UBSNeutral
2025-10-14
UBSNeutral
2025-07-16

Trading Activity

Insider Trades

Herlihy Johnofficer: Chief Operating Officer
Sell2026-01-05
Smernoff Chrisofficer: Chief Financial Officer
Sell2026-01-05

Company Info

Sector

Financial Services

Industry

Asset Management

Country

US

Exchange

Beta

1.26

Ellington Residential Mortgage REIT functions as a real estate investment trust (REIT), with its core business focused on the acquisition, investment, and oversight of assets tied to residential mortgages and real estate. The company's holdings primarily include various Residential Mortgage-Backed Securities (RMBS), such as government-backed agency pools and agency Collateralized Mortgage Obligations (CMOs). Additionally, it invests in non-agency RMBS, which encompasses non-agency CMOs ranging from investment-grade to non-investment-grade ratings. Having opted for REIT tax treatment, the company benefits from an exemption from corporate income tax on the segment of its net earnings that are distributed to its investors. Ellington Residential Mortgage REIT was established in 2012 and is headquartered in Old Greenwich, Connecticut.