CZWI

Citizens Community Bancorp, Inc.NASDAQFinancial Services

$20.11-0.25%ClosedMarket Cap: $193.6M

As of 2026-04-06

Valuation

P/E (TTM)

13.43

PEG

2.76

P/B

1.04

P/S

2.15

EV/EBITDA

14.23

DCF Value

$132.12

FCF Yield

5.8%

Div Yield

0.5%

Margins & Returns

Gross Margin

54.7%

Operating Margin

7.0%

Net Margin

16.0%

ROE

7.8%

ROA

0.8%

ROIC

0.3%

Income Statement

Period	Revenue	Gross Margin	Operating Income	Net Income	EPS	Dividend
Q4 2025	$15.8M	28.1%	$-6.2M	$4.3M	$0.44	—
FY 2025	$90.1M	54.7%	$6.3M	$14.4M	$1.46	$0.36
Q3 2025	$25.3M	61.7%	$4.5M	$3.7M	$0.37	—
Q2 2025	$25.3M	58.4%	$4.0M	$3.3M	$0.33	—
Q1 2025	$23.7M	60.9%	$4.0M	$3.2M	$0.32	$0.36
Q4 2024	$23.7M	58.7%	$3.4M	$2.7M	$0.27	—
FY 2024	$99.4M	59.8%	$17.4M	$13.8M	$1.34	$0.32
Q3 2024	$25.4M	57.3%	$4.2M	$3.3M	$0.32	—
Q2 2024	$24.4M	61.6%	$4.7M	$3.7M	$0.35	—
Q1 2024	$25.9M	61.6%	$5.2M	$4.1M	$0.39	$0.32
Q4 2023	$24.5M	60.7%	$4.7M	$3.7M	$0.35	—
FY 2023	$94.4M	62.5%	$18.9M	$13.1M	$1.25	$0.29