CZNC
Citizens & Northern CorporationNASDAQFinancial Services$22.42+0.18%ClosedMarket Cap: $344.2M
As of 2026-04-06
Valuation
P/E (TTM)
14.69
PEG
—
P/B
1.17
P/S
2.24
EV/EBITDA
16.31
DCF Value
$11.28
FCF Yield
8.3%
Div Yield
4.9%
Margins & Returns
Gross Margin
65.5%
Operating Margin
18.5%
Net Margin
15.1%
ROE
7.8%
ROA
0.7%
ROIC
4.0%
Income Statement
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q4 2025 | $36.0M | 60.4% | $5.4M | $4.5M | $0.25 | $0.28 |
| FY 2025 | $154.2M | 65.3% | $28.6M | $23.4M | $1.46 | $1.12 |
| Q3 2025 | $40.4M | 66.5% | $8.0M | $6.6M | $0.42 | $0.28 |
| Q2 2025 | $40.2M | 66.0% | $7.5M | $6.1M | $0.40 | $0.28 |
| Q1 2025 | $38.3M | 68.8% | $7.7M | $6.3M | $0.41 | $0.28 |
| Q4 2024 | $40.5M | 69.6% | $10.1M | $8.2M | $0.53 | $0.28 |
| FY 2024 | $155.5M | 67.1% | $31.9M | $26.0M | $1.69 | $1.12 |
| Q3 2024 | $39.7M | 64.4% | $7.8M | $6.4M | $0.41 | $0.28 |
| Q2 2024 | $38.7M | 67.8% | $7.5M | $6.1M | $0.40 | $0.28 |
| Q1 2024 | $36.5M | 66.5% | $6.5M | $5.3M | $0.35 | $0.28 |
| Q4 2023 | $35.6M | 67.4% | $5.9M | $4.3M | $0.28 | $0.28 |
| FY 2023 | $136.2M | 75.6% | $30.5M | $24.1M | $1.57 | $1.12 |