CZNC Citizens & Northern Corporation
Financial Services$21.12+0.24%ClosedMarket Cap: $378.4M
As of 2026-05-26
Valuation
P/E (TTM)
15.56
PEG
—
P/B
1.11
P/S
2.28
EV/EBITDA
23.09
DCF Value
$10.78
FCF Yield
9.6%
Div Yield
5.3%
Margins & Returns
Gross Margin
59.4%
Operating Margin
12.9%
Net Margin
10.5%
ROE
5.5%
ROA
0.6%
ROIC
0.6%
Income Statement
Periods shown are fiscal year quarters (may differ from calendar year)
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q1 null | $48.8M | 47.2% | $335.0K | $273.0K | $— | $0.28 |
| Q4 null | $36.0M | 60.4% | $5.4M | $4.5M | $— | $0.28 |
| FY null | $154.2M | 65.3% | $28.6M | $23.4M | $— | $1.12 |
| Q3 null | $40.4M | 66.5% | $8.0M | $6.6M | $— | $0.28 |
| Q2 null | $40.2M | 66.0% | $7.5M | $6.1M | $— | $0.28 |
| Q1 null | $38.3M | 68.8% | $7.7M | $6.3M | $— | $0.28 |
| Q4 null | $40.5M | 69.6% | $10.1M | $8.2M | $— | $0.28 |
| FY null | $155.5M | 67.1% | $31.9M | $26.0M | $— | $1.12 |
| Q3 null | $39.7M | 64.4% | $7.8M | $6.4M | $— | $0.28 |
| Q2 null | $38.7M | 67.8% | $7.5M | $6.1M | $— | $0.28 |
| Q1 null | $36.5M | 66.5% | $6.5M | $5.3M | $— | $0.28 |
| Q4 2023 | $35.6M | 67.4% | $5.9M | $4.3M | $0.28 | $0.28 |