COFS ChoiceOne Financial Services, Inc. logo

COFS ChoiceOne Financial Services, Inc.

Financial Services
$31.44-0.54%ClosedMarket Cap: $470.8M

As of 2026-05-25

Valuation

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P/E (TTM)

15.97

PEG

2.95

P/B

1.00

P/S

1.95

EV/EBITDA

7.81

DCF Value

$81.86

FCF Yield

6.5%

Div Yield

3.6%

Margins & Returns

Gross Margin

70.8%

Operating Margin

28.3%

Net Margin

23.1%

ROE

12.3%

ROA

1.3%

ROIC

1.3%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$59.1M$13.7M$
Q4 null$60.5M$13.9M$
FY null$192.9M$28.2M$
Q3 null$61.8M$14.7M$

Analyst Ratings

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Consensus

Buy

Target (Consensus)

$34.00

Target (Median)

$34.00

Target Range

$34.00 - $34.00

0 Strong Buy2 Buy1 Hold0 Sell0 Strong Sell
DA DavidsonBuy
2026-04-27
DA DavidsonBuy
2026-02-03
Hovde GroupMarket Perform
2026-01-07

Trading Activity

Insider Trades

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Potes Kellydirector, officer: Chief Executive Officer
SellMon May 04
Potes Kellydirector, officer: Chief Executive Officer
SellMon May 04
Henion Bradleyofficer: E.V.P. - ChoiceOne Bank (Sub.)
SellMon May 04
Henion Bradleyofficer: E.V.P. - ChoiceOne Bank (Sub.)
SellMon May 04
Greenland Adomofficer: Secretary
SellMon May 04

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

0.62

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides community banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial loans, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers safe deposit and automated transaction machine services; and alternative investment products, including annuities and mutual funds, as well as sells insurance policies, such as life and health for commercial and consumer clients. It operates 32 full-service offices in Kent, Muskegon, Newaygo, and Ottawa, Lapeer, Macomb, and St. Clair counties, Michigan. The company also operates three loan production offices. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.

Peers