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CHYM Chime Financial, Inc. Class A Common Stock

USFinancial Services
$20.98-0.66%ClosedMarket Cap: $7.99B

As of 2026-07-08 16:00

Why CHYM matters now

Chime Financial, Inc. Class A Common Stock (CHYM) is a US stock in Financial Services. The latest InvestLog snapshot shows $20.98 with -0.66% on the session and $7.99B in market capitalization; recent performance reads 1-month +4.08% and YTD -30.08%.

The latest financial table shown here is Q1 2026, with revenue of $647.4M, net income of $53.5M, and EPS of $0.13. Investors can compare that operating picture with valuation signals such as P/E unavailable and FCF yield 2.1%.

The latest indexable market news headline is "Chime Financial: Primary Account Relationship And Broad Product Set Support Buy Rating" from Seeking Alpha.

Additional event context on this page matters because analyst consensus is Buy with a median target of $30.00; recent insider activity includes FRANKEL ADAM B filing S-Sale. These signals are research inputs, not a recommendation.

Valuation

P/E (TTM)

PEG

P/B

4.66

P/S

2.90

EV/EBITDA

-6.46

DCF Value

$-99.64

FCF Yield

2.1%

Div Yield

0.0%

Margins & Returns

Gross Margin

87.8%

Operating Margin

-43.3%

Net Margin

-41.9%

ROE

-67.9%

ROA

-49.7%

ROIC

-51.4%

Financials

PeriodRevenueNet IncomeEPS
Q1 2026$647.4M$53.5M$0.13
Q4 2025$596.4M$-44.8M$-0.12
FY 2025$2.19B$-1.01B$-2.60
Q3 2025$543.5M$-54.7M$-0.15

Analyst Ratings

Consensus

Buy

Target (Consensus)

$30.00

Target (Median)

$30.00

Target Range

$29.00 - $31.00

Strong Buy: 4Buy: 11Hold: 3Sell: 0Strong Sell: 0
Canaccord GenuityBuy
2026-05-11
Wells FargoOverweight
2026-05-07
Compass PointBuy
2026-04-13
UBSNeutral
2026-02-26
Evercore ISI GroupOutperform
2026-02-26

Trading Activity

Insider Trades

FRANKEL ADAM Bofficer: General Counsel
Sell2026-06-16
FRANKEL ADAM Bofficer: General Counsel
Sell2026-06-10
Dunne James J. IIIdirector
Sell2026-06-04
DECKER SUSAN Ldirector
Sell2026-06-04
Marshall Cynthiadirector
Sell2026-06-04

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

0.76

Chime functions as a digital-first financial technology company, delivering a range of banking services that come without typical fees. These offerings, which encompass checking and savings accounts, early access to paychecks, and overdraft protection, are provided in collaboration with banks that are insured by the FDIC. Chime largely targets consumers whose annual income is under $100,000, with its primary revenue stream originating from interchange fees.