CFFI C&F Financial Corporation logo

CFFI C&F Financial Corporation

Financial Services
$72.17-1.47%ClosedMarket Cap: $234.9M

As of 2026-05-25

Valuation

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P/E (TTM)

9.48

PEG

0.27

P/B

0.88

P/S

1.24

EV/EBITDA

7.07

DCF Value

$92.63

FCF Yield

4.7%

Div Yield

2.6%

Margins & Returns

Gross Margin

69.3%

Operating Margin

18.5%

Net Margin

14.9%

ROE

11.1%

ROA

1.0%

ROIC

1.0%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$47.7M$6.7M$
Q4 null$47.7M$6.7M$
FY null$186.1M$26.8M$
Q3 null$46.6M$7.1M$

Analyst Ratings

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Consensus

Target (Consensus)

$—

Target (Median)

$—

Target Range

$— - $—

0 Strong Buy0 Buy0 Hold0 Sell0 Strong Sell

Trading Activity

Insider Trades

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Kelley Elizabeth Rdirector
SellWed May 13
Smith Jeffery Odirector
SellWed Apr 22
Sisson George R IIIdirector
SellWed Apr 22
ROBINSON PAUL Cdirector
SellWed Apr 22
PEAY D ANTHONYdirector
SellWed Apr 22

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

0.36

C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company's Retail Banking offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. It also provides ATMs, Internet and mobile banking, and debit and credit cards, as well as safe deposit box rentals, notary public, electronic transfer, and other customary bank services. This segment offers its services through its main office in West Point, Virginia, as well as through 30 Virginia branches located 1 each in Albermarle, Goochland, Hanover, Middlesex, Powhatan, Stafford, York, Charlottesville, Hampton, Montross, Newport News, Richmond, Warsaw, and Williamsburg; 2 each in the counties of Cumberland, James City, King George, and New Kent; and four each in the counties of Chesterfield and Henrico. The company's Mortgage Banking segment provides various residential mortgage loans; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration; and ancillary mortgage loan origination services for residential appraisals, as well as various mortgage origination functions to third parties. It provides mortgage loan origination services through 11 offices in Virginia, 1 office in Maryland, and 2 offices in North Carolina, as well as through 1 each in South Carolina and West Virginia. The company's Consumer Finance segment provides automobile loans through its offices in Richmond and Hampton, Virginia. It also offers brokerage and wealth management services; and insurance products. In addition, the company provides title and settlement agency, and insurance services. C&F Financial Corporation was founded in 1927 and is headquartered in West Point, Virginia.

Peers