CBU
Community Bank System, Inc.NYSEFinancial Services$59.44+0.08%ClosedMarket Cap: $3.13B
As of 2026-04-06
Valuation
P/E (TTM)
14.89
PEG
0.97
P/B
1.66
P/S
3.37
EV/EBITDA
11.28
DCF Value
$39.50
FCF Yield
7.0%
Div Yield
3.1%
Margins & Returns
Gross Margin
73.4%
Operating Margin
31.4%
Net Margin
22.7%
ROE
11.0%
ROA
1.3%
ROIC
1.3%
Income Statement
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q4 2025 | $181.5M | 52.8% | $88.2M | $54.4M | $1.02 | $0.47 |
| FY 2025 | $928.7M | 73.4% | $291.7M | $210.5M | $3.98 | $1.86 |
| Q3 2025 | $256.2M | 78.7% | $73.2M | $55.1M | $1.04 | $0.47 |
| Q2 2025 | $247.4M | 78.9% | $66.0M | $51.3M | $0.97 | $0.46 |
| Q1 2025 | $243.7M | 77.8% | $64.3M | $49.6M | $0.94 | $0.46 |
| Q4 2024 | $246.2M | 77.2% | $64.5M | $49.8M | $0.93 | $0.46 |
| FY 2024 | $940.7M | 76.9% | $236.7M | $182.5M | $3.44 | $1.82 |
| Q3 2024 | $240.1M | 75.5% | $57.0M | $43.9M | $0.83 | $0.46 |
| Q2 2024 | $231.4M | 78.2% | $62.1M | $47.9M | $0.91 | $0.45 |
| Q1 2024 | $222.9M | 76.8% | $53.0M | $40.9M | $0.76 | $0.45 |
| Q4 2023 | $214.1M | 80.8% | $43.8M | $33.7M | $0.63 | $0.45 |
| FY 2023 | $756.0M | 84.7% | $168.2M | $131.9M | $2.45 | $1.78 |