BY Byline Bancorp, Inc.

Margins & Returns

Byline Bancorp, Inc. functions as the parent company for Byline Bank, which delivers a wide array of banking products and services. Its diverse clientele includes small and medium-sized enterprises, commercial real estate developers, financial sponsors, and individual consumers across the United States. The bank's offerings encompass various deposit options such as non-interest-bearing and interest-bearing checking accounts, money market accounts, savings accounts, and time deposits. Customers also benefit from ATM and debit cards, along with convenient online, mobile, and text banking platforms, as well as commercial deposit services. In terms of credit, Byline Bank provides term loans, revolving lines of credit, and construction financing. It specializes in senior secured financing for lower middle market companies backed by private equity, in addition to government-guaranteed Small Business Administration (SBA) and United States Department of Agriculture (USDA) loans. Further services include treasury management and financing solutions for equipment vendors and their clients. For high-net-worth individuals, foundations, and endowments, the company offers comprehensive investment, trust, and wealth management services. These include fiduciary and executor roles, personalized financial planning, investment advisory, and private banking. Founded in Chicago, Illinois, in 1914, Byline Bancorp, Inc. was previously known as Metropolitan Bank Group, Inc. until its renaming in 2015. The institution operates 43 branch locations within the greater Chicago area and maintains one branch in Brookfield, Wisconsin.