BOTJ

Bank of the James Financial Group, Inc.NASDAQFinancial Services

$21.10+1.93%ClosedMarket Cap: $95.9M

As of 2026-04-06

Valuation

P/E (TTM)

10.63

PEG

0.78

P/B

1.20

P/S

1.55

EV/EBITDA

6.09

DCF Value

$23.59

FCF Yield

10.8%

Div Yield

1.9%

Margins & Returns

Gross Margin

77.7%

Operating Margin

18.0%

Net Margin

14.6%

ROE

12.1%

ROA

0.9%

ROIC

0.9%

Income Statement

Period	Revenue	Gross Margin	Operating Income	Net Income	EPS	Dividend
Q4 2025	$16.3M	77.1%	$4.4M	$2.7M	$0.60	$0.10
FY 2025	$62.5M	77.9%	$14.9M	$9.0M	$1.99	$0.40
Q3 2025	$15.7M	77.3%	$3.2M	$2.8M	$0.61	$0.10
Q2 2025	$15.4M	81.5%	$3.4M	$2.7M	$0.60	$0.10
Q1 2025	$14.3M	74.5%	$1.0M	$842.0K	$0.19	$0.10
Q4 2024	$15.2M	74.6%	$2.1M	$1.6M	$0.36	$0.10
FY 2024	$59.0M	75.0%	$9.9M	$7.9M	$1.75	$0.40
Q3 2024	$15.2M	72.7%	$2.5M	$2.0M	$0.44	$0.10
Q2 2024	$14.9M	75.0%	$2.7M	$2.1M	$0.47	$0.10
Q1 2024	$13.6M	77.9%	$2.7M	$2.2M	$0.48	$0.10
Q4 2023	$13.5M	76.0%	$2.1M	$2.1M	$0.46	$0.08
FY 2023	$51.4M	81.6%	$10.3M	$8.7M	$1.91	$0.32