BFH
Bread Financial Holdings, Inc.NYSEFinancial Services$73.02-0.75%ClosedMarket Cap: $3.33B
As of 2026-04-06
Valuation
P/E (TTM)
6.43
PEG
0.07
P/B
0.99
P/S
0.71
EV/EBITDA
5.93
DCF Value
$88.57
FCF Yield
62.6%
Div Yield
1.2%
Margins & Returns
Gross Margin
63.3%
Operating Margin
13.1%
Net Margin
11.0%
ROE
16.1%
ROA
2.4%
ROIC
6.5%
Income Statement
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q4 2025 | $1.17B | 83.0% | $47.0M | $53.0M | $1.16 | $0.23 |
| FY 2025 | $4.70B | 63.3% | $614.0M | $518.0M | $10.96 | $0.86 |
| Q3 2025 | $1.18B | 56.9% | $196.0M | $188.0M | $3.96 | $0.21 |
| Q2 2025 | $1.15B | 57.0% | $174.0M | $139.0M | $2.94 | $0.21 |
| Q1 2025 | $1.20B | 56.4% | $197.0M | $138.0M | $2.78 | $0.21 |
| Q4 2024 | $1.16B | 43.9% | $-27.0M | $7.0M | $0.14 | $0.21 |
| FY 2024 | $4.80B | 50.9% | $381.0M | $277.0M | $5.50 | $0.84 |
| Q3 2024 | $1.22B | 50.2% | $40.0M | $2.0M | $0.04 | $0.21 |
| Q2 2024 | $1.18B | 55.0% | $180.0M | $133.0M | $2.65 | $0.21 |
| Q1 2024 | $1.24B | 54.1% | $188.0M | $134.0M | $2.70 | $0.21 |
| Q4 2023 | $1.25B | 42.6% | $18.0M | $43.0M | $0.87 | $0.21 |
| FY 2023 | $5.17B | 59.3% | $968.0M | $718.0M | $14.36 | $0.84 |