BAP Credicorp Ltd.

Margins & Returns

Credicorp Ltd. is a financial services holding company that delivers a broad spectrum of financial, insurance, and health products and services, predominantly within Peru but also on an international scale. The company's operations are structured across several key segments. Its Universal Banking division provides core banking offerings such as deposit and checking accounts, alongside a variety of credit options and financial instruments for both individual and corporate clients. The Insurance and Pensions segment is responsible for issuing various insurance policies, covering areas like commercial property, transportation, marine vessels, automobiles, life, and health, in addition to managing private pension funds. Through its Microfinance segment, Credicorp extends loans, credit facilities, and deposit accounts specifically tailored for small and micro-enterprises. Lastly, the Investment Banking and Wealth Management segment offers specialized services to corporations, institutional investors, governments, and foundations, encompassing the structuring and placement of new issues in the primary market, execution and negotiation of trades in the secondary market, development of securitization processes for corporate customers, and the administration of mutual funds. Founded in 1889, Credicorp is based in Lima, Peru.