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AROW Arrow Financial Corporation

Financial Services
$36.82+0.16%ClosedMarket Cap: $608.6M

As of 2026-05-25

Valuation

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P/E (TTM)

13.69

PEG

0.29

P/B

1.37

P/S

2.47

EV/EBITDA

9.01

DCF Value

$26.83

FCF Yield

6.8%

Div Yield

3.2%

Margins & Returns

Gross Margin

68.2%

Operating Margin

26.2%

Net Margin

20.7%

ROE

12.0%

ROA

1.1%

ROIC

44.8%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$62.4M$13.5M$
Q4 null$62.9M$14.0M$
FY null$242.6M$44.0M$
Q3 null$62.3M$12.8M$

Analyst Ratings

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Consensus

Hold

Target (Consensus)

$30.00

Target (Median)

$30.00

Target Range

$30.00 - $30.00

0 Strong Buy0 Buy1 Hold0 Sell0 Strong Sell

Trading Activity

Insider Trades

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Morris Philip Cdirector
SellThu May 21
Morris Philip Cdirector
SellWed May 13
Morris Philip Cdirector
SellWed May 13
Morris Philip Cdirector
SellWed Apr 15
Read Colin Ldirector
SellFri Mar 20

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

0.77

Arrow Financial Corporation, a bank holding company, provides commercial and consumer banking, and financial products and services. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits. Its lending activities comprise commercial loans, such as term loans, time notes, and lines of credit; and commercial real estate loans to finance real estate purchases, refinancing, expansions, and improvements to commercial properties, as well as commercial construction and land development loans to finance projects. The company's lending activities also include consumer installment loans to finance personal expenditures, personal lines of credit, overdraft protection, and automobile loans; and residential real estate loans, fixed home equity loans, and home equity lines of credit for consumers to finance home improvements, debt consolidation, education, and other uses. In addition, it maintains an indirect lending program; and sells residential real estate loan originations into the secondary market. Further, the company provides retirement planning, trust, and estate administration services for individuals; and pension, profit-sharing, and employee benefit plan administration services for corporations. Additionally, it offers insurance agency services comprising group health care policies and life insurance, and property and casualty insurance products; and investment advisory services to its proprietary mutual funds, as well as holds a real estate investment trust. The company operates in the northeastern region of New York State in Warren, Washington, Saratoga, Essex, Clinton, Rensselaer, Albany, and Schenectady counties, as well as surrounding areas. It owns 26 branch banking offices; and leases 12 branch banking offices, as well as two residential loan origination offices. Arrow Financial Corporation was founded in 1851 and is headquartered in Glens Falls, New York.

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