AROW Arrow Financial Corporation
USFinancial ServicesAs of 2026-07-10 16:00
Why AROW matters now
Arrow Financial Corporation (AROW) is a US stock in Financial Services. The latest InvestLog snapshot shows $40.60 with +0.12% on the session and $671.1M in market capitalization; recent performance reads 1-month +8.05% and YTD +23.57%.
The latest financial table shown here is Q1 2026, with revenue of $62.4M, net income of $13.5M, and EPS of $0.82. Investors can compare that operating picture with valuation signals such as P/E 13.69 and FCF yield 6.4%.
The latest indexable market news headline is "Arrow Financial (AROW) is a Top Dividend Stock Right Now: Should You Buy?" from Zacks Investment Research.
Additional event context on this page matters because analyst consensus is Hold with a median target of $43.00; recent insider activity includes O'Conor Raymond F filing G-Gift. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
13.69
PEG
0.29
P/B
1.44
P/S
2.60
EV/EBITDA
9.23
DCF Value
$28.43
FCF Yield
6.4%
Div Yield
3.0%
Margins & Returns
Gross Margin
68.2%
Operating Margin
26.2%
Net Margin
20.7%
ROE
12.0%
ROA
1.1%
ROIC
44.8%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $62.4M | $13.5M | $0.82 |
| Q4 2025 | $62.9M | $14.0M | $0.85 |
| FY 2025 | $242.6M | $44.0M | $2.65 |
| Q3 2025 | $62.3M | $12.8M | $0.78 |
Analyst Ratings
Consensus
Hold
Target (Consensus)
$43.00
Target (Median)
$43.00
Target Range
$43.00 - $43.00
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Banks - Regional
Country
US
Exchange
—
Beta
0.76
Arrow Financial Corporation functions as a bank holding company, delivering a comprehensive suite of commercial and consumer banking services, alongside various financial products. Its core deposit offerings include conventional options like demand accounts, interest-bearing checking accounts, savings accounts, and diverse time deposits. The company's lending portfolio features commercial credit facilities such as term loans, time-based notes, and revolving lines of credit. It also extends financing for commercial real estate, encompassing property acquisitions, refinancing, expansions, and improvements, in addition to loans for commercial construction and land development. On the consumer side, Arrow Financial provides installment loans for personal expenditures, personal lines of credit, overdraft protection, and automobile loans. Residential real estate financing is another key component, offering mortgages, fixed home equity loans, and home equity lines of credit to support home improvements, debt consolidation, educational funding, and other personal requirements. Furthermore, the company operates an indirect lending program and actively sells its originated residential real estate loans into the secondary market. Beyond traditional banking, Arrow Financial offers comprehensive wealth management and trust services. This includes retirement planning, trust administration, and estate management for individuals, as well as pension, profit-sharing, and employee benefit plan administration for corporate clients. The corporation also operates an insurance agency, providing group health, life, and property and casualty policies. Additionally, it offers investment advisory services for its proprietary mutual funds and holds an interest in a real estate investment trust. The company's operational footprint spans the northeastern region of New York State, specifically serving Warren, Washington, Saratoga, Essex, Clinton, Rensselaer, Albany, and Schenectady counties, along with neighboring communities. Its physical infrastructure comprises 26 owned branch banking locations, 12 leased branch offices, and two dedicated residential loan origination centers. Established in 1851, Arrow Financial Corporation maintains its corporate headquarters in Glens Falls, New York.