AFRM Affirm Holdings, Inc. logo

AFRM Affirm Holdings, Inc.

Technology
$65.22-2.92%ClosedMarket Cap: $21.84B

As of 2026-05-25

Valuation

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P/E (TTM)

57.83

PEG

0.24

P/B

5.81

P/S

5.50

EV/EBITDA

25.33

DCF Value

$-132.75

FCF Yield

3.6%

Div Yield

0.0%

Margins & Returns

Gross Margin

67.7%

Operating Margin

11.1%

Net Margin

9.6%

ROE

11.2%

ROA

2.9%

ROIC

10.9%

Financials

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PeriodRevenueNet IncomeEPS
Q3 null$1.04B$102.9M$
Q2 null$1.12B$129.6M$
Q1 null$933.3M$80.7M$
Q4 null$876.4M$69.2M$

Analyst Ratings

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Consensus

Buy

Target (Consensus)

$81.93

Target (Median)

$78.50

Target Range

$68.00 - $100.00

4 Strong Buy19 Buy8 Hold0 Sell0 Strong Sell
MizuhoOutperform
2026-05-14
NeedhamBuy
2026-05-13
B of A SecuritiesBuy
2026-05-11
Stephens & Co.Equal Weight
2026-05-08
RBC CapitalSector Perform
2026-05-08

Trading Activity

Insider Trades

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Watson Noel Bertramdirector
SellThu May 14
Michalek Libordirector, officer: President
SellTue May 05
Michalek Libordirector, officer: President
SellTue May 05
Linford Michaelofficer: Chief Operating Officer
SellTue May 05
Linford Michaelofficer: Chief Operating Officer
SellTue May 05

Company Info

Sector

Technology

Industry

Software - Infrastructure

Country

US

Exchange

Beta

3.72

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.

Peers