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AFRM Affirm Holdings, Inc.

USTechnology
$84.43+3.88%OpenMarket Cap: $28.28B

As of 2026-07-09 12:42

Why AFRM matters now

Affirm Holdings, Inc. (AFRM) is a US stock in Technology. The latest InvestLog snapshot shows $84.43 with +3.88% on the session and $28.28B in market capitalization; recent performance reads 1-month +13.20% and YTD -0.69%.

The latest financial table shown here is Q3 2026, with revenue of $1.04B, net income of $102.9M, and EPS of $0.30. Investors can compare that operating picture with valuation signals such as P/E 57.83 and FCF yield 3.2%.

The latest indexable market news headline is "Here's Why Affirm Holdings (AFRM) is a Strong Momentum Stock" from Zacks Investment Research.

Additional event context on this page matters because analyst consensus is Buy with a median target of $78.50; recent insider activity includes Watson Noel Bertram filing S-Sale. These signals are research inputs, not a recommendation.

Valuation

P/E (TTM)

57.83

PEG

0.24

P/B

6.59

P/S

6.23

EV/EBITDA

27.94

DCF Value

$-130.17

FCF Yield

3.2%

Div Yield

0.0%

Margins & Returns

Gross Margin

67.7%

Operating Margin

11.1%

Net Margin

9.6%

ROE

11.2%

ROA

2.9%

ROIC

10.9%

Financials

PeriodRevenueNet IncomeEPS
Q3 2026$1.04B$102.9M$0.30
Q2 2026$1.12B$129.6M$0.37
Q1 2026$933.3M$80.7M$0.23
Q4 2025$876.4M$69.2M$0.20

Analyst Ratings

Consensus

Buy

Target (Consensus)

$81.93

Target (Median)

$78.50

Target Range

$68.00 - $100.00

Strong Buy: 4Buy: 19Hold: 8Sell: 0Strong Sell: 1
Truist SecuritiesBuy
2026-05-28
MizuhoOutperform
2026-05-14
NeedhamBuy
2026-05-13
B of A SecuritiesBuy
2026-05-11
Stephens & Co.Equal Weight
2026-05-08

Trading Activity

Insider Trades

Watson Noel Bertramdirector
Sell2026-05-14
Linford Michaelofficer: Chief Operating Officer
Sell2026-05-05
Adkins Katherineofficer: Chief Legal Officer
Sell2026-05-05
Michalek Libordirector, officer: President
Sell2026-05-05
Linford Michaelofficer: Chief Operating Officer
Sell2026-05-05

Company Info

Sector

Technology

Industry

Software - Infrastructure

Country

US

Exchange

Beta

3.70

Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.