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Key Results
Actual vs Consensus
EPS: $0.18 vs $0.16 estimate, beat+10.9%.Revenue: $1.4B vs $1.3B estimate, beat+9.3%.Profitability and Cash Flow
Period: 2026 Q3 period ended 2026-09-30Revenue: $1.3B; YoY: +5.9%; QoQ: -14.5%Gross profit: $1.2B; Gross margin: 88.1%Operating income: $340M; Operating margin: 25.3%; YoY: +129.1%; QoQ: +66.6%Net income: $241M; GAAP diluted EPS: $0.18; YoY: +72.9%; QoQ: +53.9%Cash: $2.8B; Total debt: $0; Net cash: $2.8BOfficial release: SoFi Reports Third Quarter 2026 with Record Net Revenue of $1.4 Billion, Net Income of $241 Million and Raises Full-Year Guidance
核心结果
实际值与市场预期
EPS:$0.18 vs $0.16 预期,高于预期+10.9%。营收:$1.4B vs $1.3B 预期,高于预期+9.3%。财务指标
期间:2026 Q3(截至 2026-09-30)营收:$1.3B;同比:+5.9%;环比:-14.5%毛利润:$1.2B;毛利率:88.1%经营利润:$340M;经营利润率:25.3%;同比:+129.1%;环比:+66.6%净利润:$241M;GAAP 稀释 EPS:$0.18;同比:+72.9%;环比:+53.9%现金:$2.8B;总债务:$0;净现金:$2.8B