The 4-Factor Dividend Growth Strategy, inspired by SCHD, targets high-quality, growth-oriented dividend stocks using a rules-based, four-metric screen. Since inception, the strategy has delivered a 16.94% average 12-month return, outperforming SCHD by 5.21% over completed cycles. Despite SCHD's strong 2026 rally narrowing the gap, my personal 4-Factor portfolio maintains a 0.26% annualized alpha and remains above its 12% CAGR target.