XRP (CRYPTO: XRP) and Stellar (CRYPTO: XLM) were both built to solve the same remittance problem. International payments are slow, expensive, and routed through a chain of correspondent banks that each add delays and take a cut. Both networks settle transactions in seconds for fractions of a cent, and both have spent years trying to... XRP (Ripple) vs Stellar (XLM): Which Wins the Cross-Border Payments Race?