ONB Q2 earnings — Revenue -176% YoY · EPS +91% YoY · EBIT -100% YoYONB Q2 财报 — 营收 -176% YoY · EPS +91% YoY · EBIT -100% YoY
Core Earnings Data
Old National Bancorp (ticker: ONB) filed SEC 8-K Item 2.02 at 07:12:53 on July 22, 2026, reporting Q2 2026 financial results: trailing 12-month revenue of -$724 million (vs. $957 million in the year-ago quarter, a 175.6% YoY decline), diluted EPS of $0.67 (vs. $0.35 YoY, a 91.4% increase), and EBIT of $0 (vs. $156 million YoY, a 100% decline). Consensus analyst estimates priced in EPS of $0.626 and revenue of $716.2 million, with EPS beating and revenue missing market expectations.
Operating Leverage Analysis
The report shows a sharp 175.6% YoY revenue contraction paired with 91.4% YoY EPS growth, as EBIT fell to $0 from $156 million in the prior quarter. This reflects severe operating margin compression: the scale of revenue decline outpaced any cost-cutting or operational adjustments, fully erasing quarterly EBIT.
Forward Guidance
No forward-looking financial guidance for Q3 2026 or full-year 2026 was disclosed in the submitted 8-K filing, so no quantitative future performance expectations are available from this regulatory filing.
Cross-Referenced Market Signals
Per recent Form 4 insider transactions filed July 8, 2026: ONB Chairman and CEO Ryan James C III purchased 24 shares, Wealth Management CEO ALAHMAR CHADY M. purchased 73 shares, and Chief Risk Officer Evernham Scott J. purchased 37 shares, all at $24.605 per share for total transaction values of $591, $1,796, and $910 respectively. As of December 31, 2025, 13F filings show 398 institutional holders (a net increase of 4), holding $8.3 billion in aggregate positions representing 96.3% of the company’s float, with 46 new positions and 168 increased positions initiated by institutional investors.
Unreported Details and Follow-Up Markers
This filing does not disclose: 1) the specific cause of the YoY revenue decline, 2) segment-specific revenue breakdowns for retail banking, commercial lending, and wealth management, and 3) full quarterly balance sheet metrics. Full financial details will be included in the upcoming Q2 2026 10-Q filing, due in mid-August 2026.
核心财报数据
Old National Bancorp（股票代码ONB）于2026年7月22日07:12:53提交SEC 8-K表格第2.02项，披露2026年第二季度业绩：当期营收为-7.24亿美元（去年同期为9.57亿美元，同比下滑175.6%），摊薄每股收益0.67美元（去年同期0.35美元，同比增长91.4%），息税前利润为0美元（去年同期1.56亿美元，同比下滑100%）。市场此前预期每股收益为0.626美元，营收预期为7.16亿美元，本次EPS超出市场预期，但营收未达预期。
运营杠杆分析
本次财报显示营收同比大幅下滑175.6%，但EPS同比增长91.4%，息税前利润直接降至0美元，整体运营杠杆呈现显著压缩态势：营收规模的收缩幅度远超利润端的调整空间，导致EBIT从去年同期的1.56亿美元归零，反映出当期成本控制未能抵消营收端的极端下滑。
前瞻指引
本次8-K文件未披露任何2026年第三季度或全年的业绩前瞻指引，投资者无法从本次监管 filing 中获取未来业绩的量化预期。
交叉信号验证
结合近期内部人士交易数据：2026年7月8日，ONB董事长兼CEO Ryan James C III、财富管理CEO ALAHMAR CHADY M.、首席风险官Evernham Scott J分别以24.605美元的价格增持24股、73股、37股公司股票，交易金额分别为591美元、1796美元、910美元。此外，2025年12月31日的13F文件显示，ONB的机构持有者数量为398家（较此前增加4家），总持仓规模达83亿美元，占流通股的96.3%，其中46家新建持仓、168家增持持仓。
未披露信息与后续关注
本次财报未披露的关键信息包括：1）营收同比下滑的具体原因（如一次性减值、业务剥离或市场环境冲击）；2）各业务板块（如零售银行、商业贷款、财富管理）的季度营收拆分；3）完整的季度资产负债表细节（将在后续10-Q文件中披露）。后续需关注8月中旬前提交的10-Q文件，以获取完整的财务明细。
This analysis was generated by InvestLog AI based on SEC filings, Form 4 insider transactions, Form 144 planned-sale notices, 13F institutional holdings, analyst ratings, and market data. It is for informational purposes only and does not constitute investment advice.这篇研究由 InvestLog AI 基于 SEC 披露、Form 4 内部人交易、Form 144 计划减持、13F 机构持仓、分析师评级和市场数据生成。内容仅供参考，不构成投资建议。