FHFHNEarnings Analysis财报电话会Source pending来源待核by InvestLog AIInvestLog AI 整理
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FHN earnings call: We grew NII by $7 million this quarter, reflecting higher loan yields and includes customer deposit growth replacing broker deposits over the course of the quarter.第一线国民银行 (FHN) 电话会：本季度我们的净利息收入增长700万美元，反映出贷款收益率上升，且包含本季度客户存款增长取代经纪存款的影响。
Management remarks
Call period: 2026 Q3 · 2026-10-15
Demand and orders: Hope Dmuchowski: We grew NII by $7 million this quarter, reflecting higher loan yields and includes customer deposit growth replacing broker deposits over the course of the quarter.
Analyst Q&A
Analyst Bernard Von Gazzicchi asked: Hi. Good morning. Just on commercial real estate, it seems expectations have improved throughout the year. I just wonder if you could just share some thoughts on forward expectations and how the outlook for higher rates impacts that at all? Management Thomas Hung answered: And those numbers I mentioned are on projects underwritten in a very low post COVID rate environment. Obviously, the more recent vintages are underwritten to a higher interest rates. The other thing I would point to is, you know, especially on the multifamily side, I think the real root cause has been supply and absorption rate on the supply side. CoStar shows since the peak in 2022 Starts are down 70%. Units under construction are down 50%.
