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BACEarnings ReleaseSource checkedJuly 14, 2026by InvestLog AI

BAC earnings release — EPS beat +7.1% · revenue beat +2.5% · gross margin 95.6% · operating margin 34.4%美国银行 (BAC) 财报发布 — EPS 高于预期+7.1% · 营收 高于预期+2.5% · 毛利率 95.6% · 经营利润率 34.4%

Earnings Release Event

Bank of America Corporation (BAC) published results. Official release title: Bank of America Reports Second Quarter 2026 Financial Results; published at: 2026-07-14 06:45:00.

Actual vs Consensus

  • EPS: $1.21 vs $1.13 estimate, beat+7.1%.
  • Revenue: $31.6B vs $30.8B estimate, beat+2.5%.

    • Financial Quality Snapshot

  • Period: 2026 Q1 period ended 2026-03-31
  • Revenue: $30.3B; Revenue growth: -39.1%
  • Gross profit: $28.9B; Gross margin: 95.6%
  • Operating income: $10.4B; Operating margin: 34.4%
  • Net income: $8.6B; GAAP diluted EPS: $1.11
  • Operating cash flow: $41.8B; Capex: $0; Free cash flow: $41.8B; cash-flow status: available
  • Cash: $242.5B; Total debt: $383.6B; Net debt: $141.1B

    • 财报发布事件

    美国银行 (BAC) 已发布财报。官方发布标题：Bank of America Reports Second Quarter 2026 Financial Results；发布时间：2026-07-14 06:45:00。

    Actual vs Consensus

  • EPS：$1.21 vs $1.13 预期，高于预期+7.1%。
  • 营收：$31.6B vs $30.8B 预期，高于预期+2.5%。

    • 财务质量快照

  • 期间：2026 Q1 period ended 2026-03-31
  • 营收：$30.3B；营收增长：-39.1%
  • 毛利润：$28.9B；毛利率：95.6%
  • 经营利润：$10.4B；经营利润率：34.4%
  • 净利润：$8.6B；GAAP 稀释 EPS：$1.11
  • 经营现金流：$41.8B；资本开支：$0；自由现金流：$41.8B；现金流状态：available
  • 现金：$242.5B；总债务：$383.6B；净债务：$141.1B
    • View BAC stock details ->查看 BAC 个股详情 ->

    This analysis was generated by InvestLog AI based on SEC filings, Form 4 insider transactions, Form 144 planned-sale notices, 13F institutional holdings, analyst ratings, and market data. It is for informational purposes only and does not constitute investment advice.这篇研究由 InvestLog AI 基于 SEC 披露、Form 4 内部人交易、Form 144 计划减持、13F 机构持仓、分析师评级和市场数据生成。内容仅供参考，不构成投资建议。

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